Brilliant Insurance is an independent insurance agency in Plano, Texas. Here is who we are, what we help with, and how you can buy online or talk to a real person.

Who We Are
Brilliant Insurance is run by David Gustafson, a licensed insurance agent (Texas License #2116912, NPN 18037219). David is licensed in Texas and as a non-resident agent in 16 other states: Arkansas, Colorado, Connecticut, Florida, Illinois, Kansas, Louisiana, Michigan, Missouri, North Carolina, New Jersey, Ohio, Oklahoma, Pennsylvania, South Carolina and Tennessee.
As an independent agency, we are not tied to one insurance company. We are paid by the insurance companies we work with, so there is no extra fee for our help.
- Phone: (972) 750-3031
- Email: hello@brilliantinsurance.us
- Address: Plano, TX
- Website: brilliantinsurance.us
Life Insurance
Term, whole life and final expense coverage from many carriers. Price depends on your age, health, tobacco use and the amount of coverage. You can apply online through Ethos or our BackNine quote page, or talk it through with David first.
ACA Health Insurance
If you do not get coverage through work, you can compare ACA Marketplace plans and subsidies online, during Open Enrollment or after a qualifying life event. We can help you with it.
ManhattanLife Supplemental Plans
Cash-benefit plans that pay you directly when something covered happens. You can see all ManhattanLife plans and apply online. ManhattanLife accepts applicants with an ITIN on the plans we offer.
- Hospital Indemnity Select
- Accident
- Cancer, Heart & Stroke
- Cancer Care Plus
- Critical Protection & Recovery
- Dental, Vision & Hearing
- Out-of-Pocket Protection
- Affordable Choice (limited-benefit; not major medical)
- Home Health Care
- OmniFlex Short-Term Care
- Secure Advantage Final Expense
Supplemental plans are not major medical insurance and do not replace a health plan.
Redirect Health iEverydayCARE
A healthcare membership with $0 routine care when you follow its pre-authorization rules. It is not insurance and does not count as ACA coverage. Read our Redirect Health guide before enrolling.
Health Benefits for Businesses (ICHRA)
With an Individual Coverage HRA, an employer sets a monthly allowance and employees choose their own individual health plans. Whether it costs less than a group plan depends on your team; we can compare it for you. See our ICHRA vs. group health guide.

Medicare
To compare Medicare Advantage and Part D plans, call our Medicare partner line at (833) 631-7640. Calls to this number are answered by licensed Medicare agents at our enrollment partner, not by Brilliant Insurance. Our Medicare enrollment guide explains the basics.
How It Works
- Buy online: many plans above can be compared and bought online through the links on this page.
- Talk to a person: book a call and David will compare options with you, explain the trade-offs, and help you apply.
Talk to a licensed agent
Brilliant Insurance is an independent agency in Plano, Texas. David Gustafson is a licensed agent (Texas License #2116912, NPN 18037219) and can compare options from many carriers for you, at no cost to you.
Book a free 30-minute call or call (972) 750-3031.
This article is general information, not advice for your situation. Plans, prices and availability vary by carrier, age, health and location. Coverage is subject to the policy’s terms, limitations and exclusions.


